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Table of Contents
1 Cover
6 introduction Life On Own Terms (LOOT: my version of FIRE)
7 let's get this party started! 1 debt and how to get out of it Debt consolidation: a cautionary tale Good debt, bad debt and ‘life debt’ Car loans Your home mortgage My 5 steps to get out of debt HECS/HELP debt The truth about credit scores in Australia BNPL: Afterpay, Zip Pay, etc. Loans from family and friends Debt and mental health 2 get rich and make it rain: mindset and money The answer is not a lotto ticket So how do you get rich? Money mindset, habits and making them work together Business and leadership Maximise human capital and transfer it
8 can we fix it? yes, we can! 3 a sound financial house How did the sound financial house come about? Building your sound financial house Your emergency fund (cashed up) Wills and estate planning 4 budgets suck: setting up your spending plan Spender vs saver Budget types Lifestyle inflation Couples and money Singles and money Low-income earners My money hierarchy The Glen James Spending Plan Banks and bank accounts
9 getting invested 5 learn how to be the wolf of your own street Mindset of an investor: how to be great at investing Asset allocation and diversification Growth asset classes Defensive asset classes Cryptocurrency Risk it to get the biscuit Risk profiles 6 move over Warren Buffett, I'll take it from here Passive (index) vs active investment styles Building your portfolio: why diversification matters ‘Buying shares is just like gambling’ Mechanics of share investing Before you start investing Understanding fees and costs Start investing Basic taxation and dividend reinvesting Ethical investing Investing overseas Investment bonds (and investing for kids) Financial advisers and professional help Note 7 property and mortgages: how to pass go with a plan Key stakeholders Learning from other people's mistakes 8 steps for buying your first property Mortgages and lending Finding a mortgage broker
10 looking at important topics 8 superannuation: your first-ever investment account A