Table of Contents 1
Cover
5
Preface
Let's Talk About My Privilege
Why Do I Share All This?
I'm Hopeful
I'm Learning
Notes
6
CHAPTER 1: What Is a Financial Adult?
Why Aren't We Financial Adulting?
But There Is Good News …
So, What Exactly Is a Financial Adult?
Time to Get Started
Note
7
CHAPTER 2: Equity and Personal Finance
The Idea That You Can Pull Yourself Up by Your Bootstraps Is a Scam
The Racial Wealth Gap
A Very Quick History Lesson (That We Missed in School)
The Gender Wealth Gap
Another Gap That Has a History
The Double X Economy
We Need Women to Be Wealthy
What Needs to Happen to Close These Gaps
Equality versus Equity
Your Education Matters
Your Financial Adulting Action Items
Notes
8
CHAPTER 3: Your Money Goals
Why Have Financial Goals?
Start by Listing Out Your Goals
Time to Prioritize
Make Sure Your Goals Are SMART Goals
How Much Is Enough?
Decide How Many Goals to Work Toward
Make a Preliminary Plan
Use Your Goals to Focus
Your Financial Adulting Action Items
Notes
9
CHAPTER 4: All About Income
What Is a Financial Plan?
What Does a Financial Plan Actually Look Like?
First, the Inflows
Side Hustles
The Gender Wage Gaps
Closing the Wage Gap
Negotiate What You Deserve
Your Financial Adulting Action Items
Notes
10
CHAPTER 5: Your Money Outflows
Map Out Your Expenses
Add Numbers to Your List
Multigenerational Living
Become Aware of Your Spending
The Pink Tax
Set Up a Sinking Fund
Plan for Pitfalls
Time to Incorporate Your Goals
Putting It All Together
Pay Yourself First
If You Need It – the Health and Safety Budget
Set Up Your Net Worth Tracker
Your Financial Adulting Action Items
Notes
11
CHAPTER 6: Consumer Activism
What Is Consumer Activism?
Some Consumer Activism Inspo
Your Consumer Activism Criteria
Sometimes Not Buying Anything at All Is the Best Option
Use Your Voice
Do a Consumer Activism Spending Audit
Make Note of Anything You'd Like to Shift
