you've got plenty of money to leave, haven't you?" inquired Mr. Tredgold.
"I was thinking of her losing me," replied Mr. Chalk, with a touch of acerbity.
"Oh, I didn't think of that," said the other. "Yes, to be sure."
"Captain Bowers was telling me the other day of a woman who wore widow's weeds for thirty-five years," said Mr. Chalk, impressively. "And all the time her husband was married again and got a big family in Australia. There's nothing in the world so faithful as a woman's heart."
"Well, if you're lost on a cruise, I shall know where to look for you," said Mr. Tredgold. "But I don't think the captain ought to put such ideas into your head."
Mr. Chalk looked bewildered. Then he scratched his left whisker with the stem of his churchwarden pipe and looked severely over at Mr. Tredgold.
"I don't think you ought to talk that way before ladies," he said, primly. "Of course, I know you're only in joke, but there's some people can't see jokes as quick as others and they might get a wrong idea of you."
"What part did you think of going to for your cruise?" interposed Captain Bowers.
"There's nothing settled yet," said Mr. Chalk; "it's just an idea, that's all. I was talking to your father the other day," he added, turning to Mr. Tredgold; "just sounding him, so to speak."
"You take him," said that dutiful son, briskly. "It would do him a world of good; me, too."
"He said he couldn't afford either the time or the money," said Mr. Chalk. "The thing to do would be to combine business with pleasure—to take a yacht and find a sunken galleon loaded with gold pieces. I've heard of such things being done."
"I've heard of it," said the captain, nodding.
"Bottom of the ocean must be paved with them in places," said Mr. Tredgold, rising, and following Miss Drewitt, who had gone into the garden to plant seeds.
Mr. Chalk refilled his pipe and, accepting a match from the captain, smoked slowly. His gaze was fixed on the window, but instead of Dialstone Lane he saw tumbling blue seas and islets far away.
"That's something you've never come across, I suppose, Captain Bowers?" he remarked at last.
"No," said the other.
Mr. Chalk, with a vain attempt to conceal his disappointment, smoked on for some time in silence. The blue seas disappeared, and he saw instead the brass knocker of the house opposite.
"Nor any other kind of craft with treasure aboard, I suppose?" he suggested, at last.
The captain put his hands on his knees and stared at the floor. "No," he said, slowly, "I can't call to mind any craft; but it's odd that you should have got on this subject with me."
Mr. Chalk laid his pipe carefully on the table.
"Why?" he inquired.
"Well," said the captain, with a short laugh, "it is odd, that's all."
Mr. Chalk fidgeted with the stem of his pipe. "You know of sunken treasure somewhere?" he said, eagerly.
The captain smiled and shook his head; the other watched him narrowly.
"You know of some treasure?" he said, with conviction.
"Not what you could call sunken," said the captain, driven to bay.
Mr. Chalk's pale-blue eyes opened to their fullest extent. "Ingots?" he queried.
The other shook his head. "It's a secret," he remarked; "we won't talk about it."
"Yes, of course, naturally, I don't expect you to tell me where it is," said Mr. Chalk, "but I thought it might be interesting to hear about, that's all."
"It's buried," said the captain, after a long pause. "I don't know that there's any harm in telling you that; buried in a small island in the South Pacific."
"Have you seen it?" inquired Mr. Chalk.
"I buried it," rejoined the other.
Mr. Chalk sank back in his chair and regarded him with awestruck attention; Captain Bowers, slowly ramming home a charge of tobacco with his thumb, smiled quietly.
"Buried it," he repeated, musingly, "with the blade of an oar for a spade. It was a long job, but it's six foot down and the dead man it belonged to atop of it."
The pipe fell from the listener's fingers and smashed unheeded on the floor.
"You ought to make a book of it," he said at last.
The captain shook his head. "I haven't got the gift of story-telling," he said, simply. "Besides, you can understand I don't want it noised about. People might bother me."
He leaned back in his chair and bunched his beard in his hand; the other, watching him closely, saw that his thoughts were busy with some scene in his stirring past.
"Not a friend of yours, I hope?" said Mr. Chalk, at last.
"Who?" inquired the captain, starting from his reverie.
"The dead man atop of the treasure," replied the other.
"No," said the captain, briefly.
"Is it worth much?" asked Mr. Chalk.
"Roughly speaking, about half a million," responded the captain, calmly.
Mr. Chalk rose and walked up and down the room. His eyes were bright and his face pinker than usual.
"Why don't you get it?" he demanded, at last, pausing in front of his host.
"Why, it ain't mine," said the captain, staring. "D'ye think I'm a thief?"
Mr. Chalk stared in his turn. "But who does it belong to, then?" he inquired.
"I don't know," replied the captain. "All I know is, it isn't mine, and that's enough for me. Whether it was rightly come by I don't know. There it is, and there it'll stay till the crack of doom."
"Don't you know any of his relations or friends?" persisted the other.
"I know nothing of him except his name," said the captain, "and I doubt if even that was his right one. Don Silvio he called himself—a Spaniard. It's over ten years ago since it happened. My ship had been bought by a firm in Sydney, and while I was waiting out there I went for a little run on a schooner among the islands. This Don Silvio was aboard of her as a passenger. She went to pieces in a gale, and we were the only two saved. The others were washed overboard, but we got ashore in the boat, and I thought from the trouble he was taking over his bag that the danger had turned his brain."
"Ah!" said the keenly interested Mr. Chalk.
"He was a sick man aboard ship," continued the captain, "and I soon saw that he hadn't saved his life for long. He saw it, too, and before he died he made me promise that the bag should be buried with him and never disturbed. After I'd promised, he opened the bag and showed me what was in it. It was full of precious stones—diamonds, rubies, and the like; some of them as large as birds' eggs. I can see him now, propped up against the boat and playing with them in the sunlight. They blazed like stars. Half a million he put them at, or more."
"What good could they be to him when he was dead?" inquired the listener.
Captain Bowers shook his head. "That was his business, not mine," he replied. "It was nothing to do with me. When he died I dug a grave for him, as I told you, with a bit of a broken oar, and laid him and the bag together. A month afterwards I was taken off by a passing schooner and landed safe at Sydney."
Mr. Chalk stopped, and mechanically picking up the pieces of his pipe placed them on the table.
"Suppose that you had heard afterwards that the things had been stolen?" he remarked.
"If I had, then I should have given information, I think," said the other. "It all depends."
"Ah! but how could you have found them again?" inquired Mr. Chalk, with the air of one propounding a poser.
"With my map," said the captain, slowly. "Before I left I made a map of the island and got its position from the schooner that picked me up; but I never heard