Джим Коллинз

Как гибнут великие


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Brash Fight to Build Deposits,” BusinessWeek, January 17, 1983, 98; G. Christian Hill and Mike Tharp, “Stumbling Giant: Big Quarterly Deficit Stuns BankAmerica, Adds Pressure on Chief,” Wall Street Journal, July 18, 1985; Gary Hector, “More than Mortgages Ails BankAmerica,” Fortune, April 1, 1985, 50.

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      G. Christian Hill and Mike Tharp, “Stumbling Giant: Big Quarterly Deficit Stuns BankAmerica, Adds Pressure on Chief,” Wall Street Journal, July 18, 1985.

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      Отличное описание этого случая можно найти в книге Гэри Гектора Breaking the Bank: The Decline of BankAmerica. Прим. авт.

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      Джордж Бокс – британский статистик, внесший заметный вклад в такие области, как контроль качества, планирование эксперимента, анализ временных рядов. Прим. ред.

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      George E. P. Box, J. Stuart Hunter, and William G. Hunter, Statistics for Experimenters: Design, Innovation, and Discovery, 2nd Edition (Hoboken: John Wiley, 2005), 440.

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