Барух Фишхофф

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(фр. franchise – льгота) в страховании – предусмотренное условиями страхования (перестрахования) освобождение страховщика (перестраховщика) от возмещения оговоренной части убытков страхователя (перестрахователя). Франшиза бывает условной и безусловной. Также выделяют временную и совокупную франшизы, минимальный размер ущерба, на который распространяется страховое покрытие. – Прим. пер.

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