you think you can?"
"I know I can, if I am well. I've got some money in the savings-bank now."
"You have!" exclaimed Sam, pricking up his ears.
"Yes."
"How much?"
"Thirty dollars."
"Thirty dollars!" ejaculated Sam. "I'd feel rich if I was worth thirty dollars."
Henry smiled.
"I don't feel rich, but I am glad I've got it."
"You ain't saving up money now, are you?"
"I mean to, now that I pay fifty cents a week less rent on account of your coming in with me. I am going to save all that."
"How can you?"
"I shall get along on two dollars and a half for meals. I always have, and I can do it now. You can do it, too, if you want to."
"I should starve to death," said Sam. "I've got a healthy appetite, and my stomach don't feel right if I don't eat enough."
"I don't like to stint myself any more than you, but if I am ever to be worth anything I must begin to save when I am a boy."
"Do you ever smoke?" asked Sam.
"Never, and I wouldn't if it didn't cost anything."
"Why not? It's jolly."
"It isn't good for a boy that is growing, and I don't believe it does men any good. Do you smoke?"
"When I get a chance," said Sam. "It warms a fellow up in cold weather."
"Well, it isn't cold weather now, and you'll find plenty of other ways to spend your money."
"I can't help it. If I don't go to the theater, I must have a cigar."
Sam stopped at a cigar store, and bought a cheap article for three cents, which he lighted and smoked with apparent enjoyment.
The conversation which has been reported will give a clew to the different characters of the two boys, who, after less than a day's acquaintance, have become roommates. Henry Martin was about Sam's age, but much more thoughtful and sedate. He had begun to think of the future, and to provide for it. This is always an encouraging sign, and an augury of success. Sam had not got so far yet. He had been in the habit of living from day to day without much thought of the morrow. Whether he would be favorably affected by Henry's example remains to be seen.
After a walk of an hour or more the boys went back to their room.
"Are you going to bed, Henry?" asked Sam.
"Not yet."
"What are you going to do?"
"Study a little."
"Study!" exclaimed Sam, in astonishment. "Who's goin' to hear your lessons?"
"Perhaps you will," said Henry, with a smile.
"I! Why, I'm a regular know-nothing! What are you going to study?"
"To begin with, I'm going to do some sums."
Henry drew from under the bed a tattered arithmetic and a slate and pencil. He opened the arithmetic at interest, and proceeded to set down a problem on the slate.
"Have you got away over there?" asked Sam.
"Yes; I've been at work ever since last October. I don't get on very fast, because I have only my evenings."
"What do you do when you come to a tough customer?"
"I try again. There are some sums I have tried a half a dozen times."
"You must have a lot of patience," said Sam.
"I don't know about that. I always feel paid when I get the right answer at last."
"It must be dull work studyin' every night. I couldn't do it. It would make my head ache."
"Your head is tougher than you think for," said Henry.
"Just let me see what sum you are tryin'." His roommate handed him the books, and he read the following example:
"John Smith borrowed $546.75 at 7 per cent., and repaid it at the end of two years, five months and six days. What amount was he required to pay?"
"Can you do that?" asked Sam.
"I think so; it isn't very hard."
"I never could do it; it's too hard."
"Oh, yes, you could, if you had gone over the earlier part of the arithmetic."
"What's the use of it, any way?"
"Don't you see it's business? If you are going to be a business man, you may need to understand interest. I shouldn't expect to be promoted if I didn't know something about arithmetic. I am only an errand boy, now, and don't need it."
"I wish I knew as much as you. What else do you study?"
"I practice writing every evening. Here is my writing-book."
Henry drew out, from under the bed, a writing-book, which was more than half written through. He had evidently taken great pains to imitate the copy, and with fair success.
Sam was quite impressed.
"You can write as well as the teacher I went to up in the country," he said.
"You can write, can't you, Sam?"
"Not much. I haven't tried lately."
"Everybody ought to know how to read, and write a decent hand."
"I s'pose so," said Sam; "but there's a lot of work in it."
He got into bed, and while he was watching Henry doing sums, he fell asleep. His roommate devoted an hour to arithmetic, and wrote a page in his copy-book. Then he, too, undressed, and went to bed.
CHAPTER V.
SAM'S FINANCES
Sam did not find it quite so pleasant being in a place as he had anticipated. He had been accustomed to roam about the streets subject only to his own control. Now he was no longer his own master. He must go and come at the will of his employer. To be sure, his earnings were greater than in his street life, and he had a regular home. He knew beforehand where he was going to sleep, and was tolerably sure of a meal. But before the end of the first week he got out of money. This was not strange, for he had begun without any reserve fund.
On the third day he applied to Henry Martin for a loan.
"If you don't lend me some stamps, I'll have to go without breakfast," he said.
"When shall you get your first week's pay?" asked Henry.
"Saturday night, the boss said, though I didn't go to work till Wednesday."
"Then you need money for your meals today and to-morrow?"
"Yes," said Sam.
"I'll lend you a dollar if you'll be sure to pay me up to-morrow night."
"I'll do it, sure."
"There it is, then. Now, Sam, I want to give you a little advice."
"What is it?"
"To-morrow, after paying me and putting by enough to pay the rent of the room, you'll have two dollars and seventy-five cents left."
"So I shall," said Sam, with satisfaction.
"You mustn't forget that this has got to last you for meals for the next week."
"How much is it a day?"
"About forty cents."
"I guess I can make it do."
"I shall get along for two fifty, and you ought to find what you will have left enough."
"I've had to live on ten cents a day more'n once," said Sam.
"That's too little."
"I should think it was. I went to bed hungry, you bet!"
"Well, there's no need of being so economical as that. You've got to eat enough, or you won't be fit for work. You'll have to