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serious matter; ten pounds are ten pounds. The best thing is for you to bring Wheeler here, and we'll have it out with him at once."

      Rodney started off to fetch the page. It was some little time before he returned. When he did he was without his cricket-bag, and gripped the obviously unwilling page tightly by the shoulder. That the lad's mind was very far from being at ease Mr. Taylor's questions quickly made plain.

      "Wheeler, Mr. Rumsey and Mr. Elmore just saw you coming out of my room. What were you doing here?"

      Wheeler, looking everywhere but at his questioner, hesitated; then stammered out a lame reply.

      "I-I was looking for you, sir."

      "For me? What did you want with me? Why did you not say you wanted me when you met me just now?"

      Wheeler could not explain; he was tongue-tied. Mr. Taylor went on:

      "When I went I left this bag on the table full of money. As you were the only person who entered the room during my absence, I want you to tell me how the bag came to be empty when I returned?"

      "The bag was empty when I came in here," blurted out Wheeler. "I particularly noticed."

      To that tale he stuck-that the bag was empty when he entered the room. His was a lame story. It seemed clear that he had gone into the room with intentions which were not all that they might have been-possibly meaning to pilfer from the bag, which he knew was there. The discovery that the bag was empty had come upon him with a shock; he had fled. As was not altogether unnatural, his story was not believed. The two masters accused him point-blank of having emptied the bag himself. A formal charge of theft would have been made against him had it not been for his tender years, also partly because of the resultant scandal, perhaps still more because not a farthing of the money was ever traced to his possession, or, indeed, to anyone else's. What had become of it was never made clear. Wheeler, however, was dismissed from his employment with a stain upon his character which he would find it hard to erase.

      Rodney Elmore had an excellent time upon the Broads, towards which the tuck-shop takings, in a measure, contributed. The Austins, who were well-to-do people, had a first-rate wherry; on it was a lively party. There were two girls-Stella Austin, Tom Austin's sister, and a friend of hers, Mary Carmichael. Elmore, who was nearly nineteen, had already had more than one passage with persons of the opposite sex. He had a curious facility in gaining the good graces of feminine creatures of all kinds and all ages. When he went he left Stella Austin under the impression that he cared for her very much indeed; while, although conscious that Tom Austin, believing himself to be in love with Mary Carmichael, regarded her as his own property, he was aware that the young lady liked him-Rodney Elmore-in a sense of which his friend had not the vaguest notion. Altogether his visit to the Austins was an entire success; he had won for himself a niche in everyone's esteem before they parted.

      When he was twenty Rodney Elmore entered an uncle's office in St. Paul's Churchyard. Soon after he was twenty-one his mother died. On her deathbed she showed an anxiety for his future which, under other circumstances, he would have found almost amusing. "Rodney," she implored him, "my son, my dear, dear boy, promise me that you will keep honest; that, under no pressure of circumstances, you will stray one hair's breadth from the path of honesty."

      This, in substance, though in varying forms, was the petition which she made to him again and again, in tones which, as the days, and even the hours, went by, grew fainter and fainter. He did his best to give her the assurance she required, smilingly at first, more seriously when he perceived how much she was in earnest.

      "Mother, darling," he told her, "I promise that I'll keep as straight as a man can keep. I'll never do anything for which you could be ashamed of me. Have you ever been ashamed of me?"

      "No, dear, never. You've always been the best, cleverest, truest, most affectionate son a woman could have. Never once have you given me a moment's anxiety. God keep you as you have always been-above all, God keep you honest."

      "Mother," he said in earnest tones, which had nearly sunk to a whisper, "God helping me, and He will help me, I swear to you that I will never do a dishonest thing, never! Nor a thing that is in the region of dishonesty. Don't you believe me, darling?"

      "Of course, dear, I believe you-I do! I do!"

      It was with some such words on her lips that she died; yet, even as she uttered them, he had a feeling that there was a look in her eyes which suggested both fear and doubt. In the midst of his heart-broken grief the fact that there should have been such a look struck him as good.

      CHAPTER II

      HIS UNCLE AND HIS COUSIN

      Mrs. Elmore's income died with her. She had sunk her money in an annuity because, as she had explained to Rodney, that enabled her to give him a much better education than she could have done had they been constrained to live on the interest produced by her slender capital. But her son was not left penniless. She had bought him an annuity, to commence when he was twenty-one, of thirty shillings a week, to be paid weekly, and had tied it up in such a way that he could neither forestall it nor use it as a security on which to borrow money. As clerk to his uncle he received one hundred pounds a year. Feeling that he could no longer reside in Uffham, he sold the house, which was his mother's freehold, and its contents, the sale producing quite a comfortable sum. So, on the whole, he was not so badly off as some young men.

      On the contra side he had expensive tastes, practically in every direction. Among other things, he had a partiality for feminine society, mostly of the reputable sort; but a young man is apt to find the society of even a nice girl an expensive luxury. For instance, Mary Carmichael had a voice. Her fond parents, who lived in the country, suffered her to live in town while she was taking singing lessons. Tom Austin, although still an undergraduate at Oxford, made no secret of his feelings for the maiden, a fact which did not prevent Mary going out now and then with Rodney Elmore to dinner at a restaurant, and, afterwards, to a theatre, as, nowadays, young men and maidens do. On these occasions Rodney paid, and where the evening's entertainment of a modern maiden is concerned a five-pound note does not go far. Then, although Miss Carmichael might not have been aware of it, there were others. Among them Stella Austin, who had reasons of her own for believing that Mr. Elmore would give the world to make her his wife, being only kept from avowing his feelings by the fact that he was, to all intents and purposes, a pauper. Since she was the possessor of three or four hundred a year of her own, with the prospect of much more, she tried more than once to hint that, since she would not mind setting up housekeeping on quite a small income, there was no reason why they should wait an indefinite period, till Rodney was a millionaire. But Rodney's delicacy was superfine. While he commended her attitude with an ardour which made the blood grow hot in her veins, he explained that he was one of those men who would not ask a girl to marry him unless he was in a position to keep her in the style a husband should, adding that that time was not so distant as some people might think. In another twelve months he hoped-well, he hoped! As at such moments she was apt to be very close to him, Stella hoped too. The young gentleman was living at the rate of at least five or six hundred a year on an income of a hundred and eighty. He did not bother himself by keeping books, but he quite realised that his expenditure bore no relation to his actual income. Of course, he owed money; but he did not like owing money. It was against his principles. He never borrowed if he could help it, and he objected to being at the mercy of a tradesman. He preferred to get the money somehow, and pay; and, somehow, he got it. Very curious methods that "somehow" sometimes covered. He was fond of cards; liked to play for all sorts of stakes; and, on the whole, he won. His skill in one so young was singular; sometimes, when opportunity offered, it was shown in directions at which one prefers only to hint. His favourite games were bridge, piquet, poker, and baccarat, four games at which a skilful player can do strange things, especially when playing with unsuspicious young men who have looked upon the wine when it was red.

      Rodney's dexterity with his fingers was almost uncanny. He could do wonderful card tricks, though he never did them in public, but only for his own private amusement. When reading "Oliver Twist," he had been tickled by the scene in which Fagin teaches his youthful pupils how to pick a pocket. He had made experiments of his own in the same direction upon parties who were not in the least aware of the experiments he was making. His success amused him hugely, while the subjects of