which, according to Scottish methods, gives advantages to struggling people, and intended only to ask Mr. Anderson’s advice as to what should be done, perhaps if emboldened by his manner to ask him to be his surety, though the thought of making such a request to any man bathed the minister in a cold dew of mental anguish. Had he been asked by any other poor man what reception such an application would have received from Mr. Anderson, he would have bidden that other take courage.
“He is the kindest man in the world,” he would have said. But when it came to be his own case the minister’s heart sank within him. He could not have been more miserable had his old friend, instead of being the kindest, been the most cold-hearted man in the world.
There is, perhaps, no more wonderful sensation in life, than that complete and extraordinary relief which seems to fill the heart with a sudden flood of undreamed of ease and lightness, when a hand is held out to us all at once in our trouble, and the help which we have not believed possible, comes. Mr. Buchanan could not believe his ears when the old banker’s first words fell upon him.
“Possible! oh, yes, more than possible; how could you doubt it?” he said. The poor man felt himself float off those poor feet that had plodded along the street so heavily, into an atmosphere of ease, of peace, of consolation unspeakable. The thing could be done. Instead of bringing a cold shade over his friend’s face, it brought a light of kindness, even of pleasure. Yes, of pleasure, pleasure in being trusted, in being the first to whom recourse was made, in being able to give at once relief. It was so great a gleam of that sunshine which sometimes comes out of a human face, brighter than the very sun in the firmament, that poor Buchanan was dazzled, and for the moment made to think better even of himself as calling forth such friendship and kindness. A glow came into his heart, not only of gratitude but of approval. To see a man do what in one circumstance is the highest and noblest thing to do, to feel him exceed all our expectations, and play the part almost of a beneficent God to misfortune, what more delightful spectacle is there, even if it had nothing to do with ourselves. Mr. Buchanan poured forth all his soul to his old friend, who understood everything at half a word, and only hesitated to think which would be the best way of fulfilling his wishes. It was by old Anderson’s advice at last that the idea of the bank was abandoned. He decided that it would be better to lend the money to the minister himself.
“We will have no fixed times or seasons,” he said. “You shall pay me just as you can, as you are able to put by a little, and we’ll have no signing of papers. You and me can trust each other; if I die before you, as naturally I will, you’ll make it up to my heirs. If you, which God forbid, should die before me, there will be no use of paper to trouble your wife. It’s just between you and me, nobody has any business to make or mell in the matter. I have no fine laddie to put out in the world, the more’s the pity; and you have, and a bonnie lassie too, I wish you joy of them both. We’ll just say nothing about it, my dear sir, just a shake of the hand, and that’s all there’s needed between you and me.”
“But, Mr. Anderson, how can I accept this? You must let me give you an acknowledgment. And then the interest–”
“Toots,” said the old man, “interest! what’s fifteen pounds to me? I hope I can live and enjoy myself without your fifteen pounds. Nonsense, minister! are you too proud to accept a kindly service, most kindly offered and from the heart, from an old man, that you have done both good and pleasure to many a day?”
“Oh, proud, no, not proud,” cried Buchanan, “unless it were proud of you, old friend, that have the heart to do such a blessed thing.”
“Hoot,” said the old man, “it’s nothing but filthy siller, as your good wife says.”
This had been the bargain, and it was a bargain which probably gave more pleasure to the lender than to the borrower. It redoubled the old gentleman’s interest in the family, and indeed made him take a personal share in their concerns, which pricked the parents a little, as if he felt a certain right to know all about Willie’s outfit and Marion’s plenishing. He gave his advice about the boy’s boxes, and his gun, and kindly criticised his clothes, and warned them not to pay too much for boots and shoes, and other outside articles, pressing certain makers upon them with almost too warm a recommendation. And he liked to see Marion’s sheets and her napery, and thought the damask tablecloths almost too fine for a country manse, where, except on a presbytery meeting or the Monday’s dinner after a sacramental occasion, there would be no means of showing them. But all this was very harmless, though it sometimes fretted the recipients of his bounty, who could not explain to their children the sudden access of interest on the part of old Anderson in all their concerns.
And now to think, while the first year had not more than passed, when William’s outfit had just been paid off to the utmost farthing, and Marion’s bill for her napery and her stock of personal linen, that the old man should die! I judge from Mr. Anderson’s reference to fifteen pounds (five per cent. being the usual interest in those days, though I am told it is much less now), that the sum that Mr. Buchanan had borrowed was three hundred pounds, for I presume he had certain urgent bills to provide for as well as Willie and May. Fifty pounds was still in the bank, which was a reserve fund for Marion’s gowns and her wedding expenses, etc. And to think that just at that moment, when as yet there had not been time to lay up a penny towards the repayment of the loan, that this whole house of cards, and their comfort and content in the smoothing away of their difficulties should, in a moment, topple about their ears! There seemed even some reason for the tone of exasperation which came into Mrs. Buchanan’s voice in spite of herself. Had he done it on purpose it could scarcely have been worse. And indeed it looked as if it had been done on purpose to drop them into deeper and deeper mire.
Mr. Buchanan fought a battle with himself, of which no one had the faintest idea, when his wife left him that afternoon. She indeed never had the faintest idea of it, nor would any one have known had it not been for the chance that shut up those two children in the turret-room. They did not understand what they had heard, but neither did they forget it. Sometimes, the one would say to the other:
“Do you remember that afternoon when we were shut up in the turret and nobody knew?” When such a thing had happened before, they had laughed; but at this they never laughed, though they could not, till many years had passed, have told why. The boy might have forgotten, for he had a great many things to think of as the toils of education gathered round him and bound him faster and faster; but the girl, perhaps because she had not so much to do, there being no such strain of education in those days for female creatures, never forgot. She accompanied her father unconsciously in his future, during many a weary day, and pitied him when there was no one else to pity.
In the meantime, as the children saw, Mr. Buchanan went out; he went to old Mr. Anderson’s house to inquire for him before he did any of his usual afternoon duties. And after he had completed all these duties, he went back again, with a restlessness of anxiety which touched all the people assembled round the dying man, his brother who had been summoned from Glasgow, and his doctors, one of whom had come from Edinburgh, while the other was the chief practitioner of St. Rule’s, and his nurses, of whom there were two, for he had no one of his own, no woman to take care of him. They thought the minister must be anxious about the old gentleman’s soul that he should come back a second time in the course of the afternoon, and Dr. Seaton himself went down-stairs to reply to his inquiries.
“I am afraid I cannot ask you to come up-stairs, for he is past all that,” he said, in the half scornful tone which doctors sometimes assume to a clerical visitor.
“Is he so bad as that?” said the minister.
“I do not say,” said Dr. Seaton, “that our patient may not regain consciousness. But certainly, for the present, he is quite unable to join in any religious exercises.”
“I was not thinking of that,” said Mr. Buchanan, almost humbly, “but only to take the last news home. Mr. Anderson has been a good friend to me.”
“So he has been to many,” said Dr. Seaton. “Let us hope that will do more for him where he is going than prayer.”
“Prayer can never be out of place, Dr. Seaton,” said the minister. He went away from the door angry, but still more cast down, with his head sunk on his breast as the children had seen him. He