the hospital, the place where I desired to work. Moreover, I made this decision completely independently. I did not consult with anyone and did not ask for the opinion of others. And I absolutely do not regret it. It was simply impossible to work in those conditions. Some employees of the hospital had never even heard about ethics and deontology. And the idea that I would work for 100—150 dollars per month to the end of my days simply disgusted me.
29. Don’t be afraid to hear “no.”
You will hear this word all the time. But “no” does not mean that everything is bad. You may have been refused collaboration with a company that will go bankrupt a week later. Be strong in spirit. So, this world is arranged. We can’t always get what we want although committing to this is still necessary.
30. Don’t be afraid to make mistakes.
We are all human, and we all occasionally make mistakes. This is normal. Our mistakes are experience. And there is nothing more valuable than your own negative experience.
31. Every morning, repeat to yourself: today is a wonderful day, and I will succeed.
A positive attitude from the morning will surely bring success. Don’t think about how many difficulties are ahead and how much you have to do today. Be thankful that you woke up this morning and enjoy life.
In addition, such positive affirmations can (and should!) be used in relation to financial success. At least twice a day, repeat to yourself: “I am a rich and successful person. I always have a lot of money.” Affirmation should be short and bright; believe what you say. You’d be surprised, but it works. It costs nothing to try.
32. Always have your opinion.
Be able to say no, and don’t let the crowd impose their point of view on you. It is our own opinion that makes us individuals.
33. Be self-disciplined.
Self-discipline is the connection between goals and their achievement. This is the foundation on which all success is built.
34. Be responsible for your own life.
If you want to achieve more, you need to become responsible.
35. The combination of desire, planning, effort and perseverance can always create a miracle.
So, wish, plan and put in maximum effort. This is the only way to achieve success.
36. Impatience and greed are equally suicidal for success.
10—20% of profit, in the beginning, is already very good. Steve Jobs, too, once started a business in his home garage, and now one stock of the company he created costs more than $200.
37. You are not a plant.
Unlike plants, you can always completely rebuild any sphere of your life. And it begins with your power of choice.
38. Sometimes, it is better to understate than to exaggerate, so that others are surprised by the best result. And even better – do not tell things to others, especially – if you are not asked. Happiness loves silence. Prefer listening.
39. It is better to receive income than salary.
Salary gives us a livelihood, and income makes us rich. When we work for someone, we work for money. We must do everything possible to ensure that the money works for us. Change your thoughts and acquire as many assets as possible that will fill your pockets.
40. Respect the 70/30 principle.
This is a well-known rule: defer 10% of net income, invest 10% and give 10% to charity.
I started charity work not so long ago, but I was surprised at how it affected my income. Remember: give what you want. But the main thing – it must come from the heart.
41. You need to choose – to be the best or settle for little.
By becoming the best, you can achieve the desired success. Settling for less is undoubtedly simpler, but this is not something worth trying.
42. DO NOT pay too much for low-value things. Do not buy unnecessarily.
You and I live in the era of consumerism, when consumerism has become a kind of pernicious addiction, oniomania is developing (an irresistible desire to buy something unnecessarily, for the pleasure of the buying process itself¹). For a person suffering from such an addiction, the goods lose their own significance and become only a symbol of involvement in a certain social group. The idea of possibily achieving social superiority through consumption gives rise in the mind of the buyer to the belief that the purchase act itself can deliver more satisfaction than the product. Human happiness is dependent on the level of consumption; consumption becomes the goal and meaning of life.² Don’t let your happiness depend on purchases. Stay away from it. If necessary – make a shopping list before going to the supermarket in advance.
43. Be observant.
Keep an eye on new technologies, famous people, industry and financial news. Try to sort out this chaos. After all, think: if you knew about Bitcoin, for example, in 2010 and invested at least $1,000 in it, now you would be a cryptomillionaire.
44. Watch TV less and read more.
I mean the news and stupid programs. There are only negative things in the news. And you need only positive and useful information. Read at least 10 pages a day, take it as a habit.
45. To get more, you need to become bigger than you are.
In developing spiritually and acquiring new knowledge and skills, you become more successful than others. Learn a foreign language, and go to a master class. You will see that there is more benefit from this.
46. Learn to hide your needs and show your skills.
No one is interested in knowing about your failures and difficulties. This is the last thing your friends and family want to hear. As for skill, it is better to leave it for later, for a “snack,” to surprise everyone at the right moment.
47. Time is the most valuable asset.
Separate the important from the secondary. Time is more valuable than money. You can make more money, but you won’t have more time. Appreciate every minute.
48. You should not neglect opportunities.
Every day, we have new opportunities. When you read this book, you will have the opportunity to become financially independent. Look for opportunities where others do not see them.
49. You cannot always wait for the right moment; you just need to create it.
After all, there are no keys to happiness, and the door is always open. You just need to find your own and go into it.
50. Making money is the biggest mistake in life.
You need to do what you feel like and have the talent for, and if you succeed in this – you will have the money.
51. Rest as much as you need to recuperate.
Rest is necessary; you can’t do without it. However, without your presence and participation, the business will not be successful.
52. Do not think long. A wrong solution is better than no solution at all.
Long reflections tire. Decisions must be made daily but try not to burden yourself with this.
53. Promise yourself that you will never give up; work as long as necessary.
Go to the end and don’t give up. Put your thoughts in order, and you will see the world in different eyes.
54. Let what you say be just the tip of the iceberg compared to what you know.
People do not need to know everything the same as you. So, let them share useful information with you.
55. Skip lunch if necessary, but don’t miss the book.
Reading is really very important. Books change destinies and change people. Reading 5—10 pages a day will not take