One hundred and fifty thousand. The number was mind-boggling, but she considered it, doing the maths in her head. ‘I should not think it would be a problem. I have savings. And I do not need much to live on. While it will reduce my annual income considerably, it will leave more than enough for my needs.’
He studied her even more intently, got up and walked slowly around her, considering her from several angles. Then he returned to his chair. ‘If I go to your brother and present myself as your husband, which indeed I am, then you would give me one hundred and fifty thousand pounds and the freedom to do as I wish with it?’
‘It is only money. But it is my money, and I can do as I will.’ She looked back into his eyes, searching for anything that might give her a clue as to his true nature, and hoping that it aligned in some small way with the man who had written such wonderful speeches. ‘I should as soon see you have it as my brother, for I am most angry with him. You may have as much money as you need. If you agree to my other conditions, of course.’
He met her gaze without flinching. ‘Why would I have to do that? Now that I am your husband, I can do as I please with all the money. You are a woman, and lost all say in the matter when you were foolish enough to wed a stranger.’
‘There was the flaw in my plan,’ she admitted. ‘I expected to find a man slower in wit than the one I seem to have married. A drunken fool would be easy enough to gull. I could distract him with pleasures of the flesh. By the time he sobered enough to realise the extent of his good fortune, I meant to have the majority of my assets converted to cash and secured against him.’
She looked as closely at him as he had at her. ‘But you are likely to know better. And I have given you the licence that proves your right to control my money, should you choose to exercise it. In truth, I am as much at your mercy now as you were at mine yesterday.’
There was a flicker of something in his eyes that she could not understand.
She said, ‘You say you are a man of honour. And so I must appeal to your better nature. If you wish it, you may destroy the paper in front of you or we can go to London and seek a formal annulment.
‘Or we can go directly to my bankers, and you can take control of the fortune, which is your right as my husband. If so, I beg you to allow me some measure of freedom, and the time and money necessary to pursue my studies. The choice is yours.’
She thought to dip her head in submission, and decided against it. She waited in silence, watching for some sign of what he might say next. And the look in his eyes changed gradually from one of suspicion, to speculation, to calculation and eventually to something she thought might be avarice. He was thinking of the money. And what he might do with it, God help her.
It was a day too late to inquire what that might be. She had found the man, drunk as a lord in a public place. Who knew what vices he might be capable of? If she had not cared to discover this yesterday, it did no good to care now. And if his lechery and drunkenness were strong enough to run through the whole of her money, then it would prove to her brother just how foolish she was.
At last, he spoke. ‘When you found me, I was near the end of my rope. An investment that should have returned enough to tide me and my estate through the coming year had failed, utterly. I have responsibilities. People are depending on me for their welfare. And I am destitute.
‘Or was, until you appeared and offered me this opportunity. What I need to do may take a larger portion of your money than you had hoped to part with. But I hope it will be a temporary loss. My land is fertile most years, and returns more than enough to live in luxury. Had I not gambled with the profits, hoping for an increase, I would not be in need of your help.’
Gambling? Although it did not please her, it made perfect sense. Many men of considerable wealth lost all over a green baize table. She could but hope that she might hide some of the money from him, or perhaps, through sound advice, she might prevent him from making a similar mistake in the future.
He was waiting for some response on her part, and she gave him a faint nod of understanding.
He continued. ‘In exchange, you shall be a duchess, which will make it possible to do largely as you please in all things. No one will dare to question your actions or your spending, least of all me. If you do not have cash in hand, no one will deny you credit. The bills will come to me, to be paid at such time as we have the funds for them.’
Doing business on credit went against her nature. But the prospect of freedom beckoned, and hope flared in her. ‘And my studies?’
‘If you do not wish to question my diversions, then what right would I have to question yours?’
As her husband? He would have every right in the world. But he was being most reasonable about things, so she held her tongue on the literalities. ‘I doubt we would have much in common—in the matter of diversions, I mean.’
He nodded. ‘Quite possibly not. We might live comfortably as strangers, although in the same house.’ There was no sense of remorse as he said it. ‘But I see no reason that we cannot succeed at it. As long as we have no intention of impeding each other’s pleasure, we might manage well together. Certainly better than some couples I know who seem bent on ensuring their spouse’s misery.’
It seemed so cold, when stated thus. But her new husband seemed content with it. He did not care that she wished to be alone with her books. And looking at his full lips and the seductive light in his blue eyes, she suspected the less she knew about his activities when he was not in Parliament, the happier she would be.
She ventured, ‘It sounds most pleasant when you describe it thus.’ Which was not precisely true. ‘And very much what I was hoping for.’ Which was. It was exactly what she had hoped for, and she must not forget the fact.
He smiled in return, although there was a frozen quality to his face that made her unsure. ‘Very well, then.’ He reached out a hand to her, and she stared at it for a moment before offering him her own. He took it and shook. ‘We are in agreement. Let us hope that this union will prove mutually beneficial.’
‘Will you be ready to start for London today?’
He started at the impertinence of her request. He was not accustomed to having another set his schedule.
She hesitated. ‘I admit to being most eager to bring the news of my marriage to my brother. And my bankers, of course.’
He remembered the money, and his resistance to her suggestion evaporated. ‘Today would suit me nicely. Have your footman prepare the carriage.’ He nodded in such a way that she knew the interview was at an end and she was dismissed.
Adam watched his new wife exit the room and sank back into his chair, exhausted. What in God’s name had he just agreed to? He’d sunk so low as to marry a cit’s daughter, just to get her money.
And a cool voice at the back of his head reminded him that it was better than his first plan, if it meant that he could be alive to correct his mistake and rebuild his fortune. He had been given a second chance and would make the most of it. There would be money in the bank before his creditors noticed that there had been an absence. And by next year, the drought would be over, the coffers refilling and the present state of penury no more than a bad dream.
And he would be a married man. What was he to do with—he struggled to remember her name—Penelope Winthorpe?
He shook his head. She was Penelope Felkirk now. And there was nothing to be done, according to her. She wished to be left alone.
He was more than willing to grant her wish. He could not very well parade her in front of his friends as the new duchess. He’d be a laughing stock.
He immediately felt guilty for his pride. He’d be a laughing stock in any case, knowing his circle, who often found the humour in the misfortunes of others. Let them laugh. It would not matter, if he managed to save the estate.
But it pained him that they might laugh at her, as well, with her unfashionable clothes,