Start Again: How We Can Fix Our Broken Politics. Philip Collins

land values rise, house building is at its lowest level since 1923. Money is flowing into the existing stock of property from overseas and the planning regime makes new building harder than it should be. A higher divorce rate, later marriage and greater longevity means there are more single-person households than there have ever been. In 1911 only 5 per cent of households contained one person. Now, one in every four houses is occupied by a single person. Since 2008 access to easy mortgage finance has been curtailed. Housing costs for the average family have tripled since 1961, from 6 per cent of income to 18 per cent.