the building the book had the words FLOYDS BANK printed on the outside, and just inside the front cover it had P. BROWN ESQ., written in ink.
With the exception of the Browns and Mr Gruber, not many people knew about Paddington’s banking account as it was a closely kept secret. It had all started some months before when Paddington came across an advertisement in one of Mr Brown’s old newspapers which he cut out and saved. In it a very fatherly-looking man smoking a pipe, who said he was a Mr Floyd, explained how any money left with him would earn what he called ‘interest’, and that the longer he kept it the more it would be worth.
Paddington had an eye for a bargain and having his money increase simply by leaving it somewhere had sounded like a very good bargain indeed.
The Browns had been so pleased at the idea that Mr Brown had given him fifty pence to add to his Christmas and birthday money, and after a great deal of thought Paddington had himself added another ten pence which he’d carefully saved from his weekly bun allowance. When all these sums were added together they made a grand total of five pounds and twenty-five pence, and one day Mrs Bird had taken him along to the bank in order to open an account.
For several days afterwards Paddington had hung about in a shop doorway opposite casting suspicious glances at anyone who went in or out. But after having been moved on by a passing policeman he’d had to let matters rest.
Since then, although he had carefully checked the amount in his book several times, Paddington had never actually been inside the bank. Secretly he was rather overawed by all the marble and thick polished wood, so he was pleased when at long last ten o’clock began to strike on a nearby church clock and he was still the only one outside.
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