.

terms of Ware’s will?” he interrupted.

      Both Joanna and the lawyer jumped as though they had forgotten he was there. Joanna refused to meet his eyes, smoothing the material of her skirts in a quick, fidgety gesture. Churchward flushed.

      “My lord, I beg your pardon, but I am not certain that it is your business.”

      Joanna looked up suddenly and Alex felt the impact of her gaze like a physical blow, it was so keen and clear.

      “On the contrary, Mr. Churchward,” she said, “I imagine that Lord Grant is here because David has somehow embroiled him in my affairs. If that is the case then he deserves to know the truth from the beginning.”

      “If you wish, madam.” Churchward sounded huffy. “It is most irregular, however.”

      “David,” Joanna said gently, “was irregular, Mr. Churchward.” She glanced back at Alex, took a deep breath and seemed to be choosing her words with some care. “My late husband,” she said, “left his estate to his cousin John Hagan in his will and cut me off without a penny.” She paused. “You may be aware, Lord Grant, that Maybole was bought with David’s navy prize money?” She waited and Alex nodded. David Ware, as a younger son, had not inherited an entailed estate. He had bought a piece of land at Maybole in Kent and had built a gaudy mansion in which Alex had been just the once.

      “His arrangements,” Joanna continued, “left me somewhat financially embarrassed.” Once again she dropped her gaze and smoothed some imaginary crease from the pristine folds of her skirts.

      “He did not explain his actions to me,” she finished, “but no doubt he had his reasons.”

      “No doubt he did,” Alex said. He was shocked and puzzled that his late colleague had been so ungallant as to leave his wife penniless. It seemed quite out of character, but then had Ware not implied that he had good reason to mistrust his wife? Presumably he had done the minimum for her that he was required to do under the law.

      “In my experience Ware was a good judge of character and never acted without just cause,” he said stiffly. “The provocation must have been considerable.”

      He saw the angry color mantle Joanna’s cheeks. “Thank you for your unsolicited opinion,” she said coldly. “I might have known that you would take his part on the basis of no evidence whatsoever.”

      “It was unforgivable of Commodore Ware to make so little provision for Lady Joanna,” Churchward muttered. The lawyer, Alex was interested to see, made no attempt at impartiality. “It was not the action of a hero.”

      Mr. Churchward, Alex thought, was a man who approved of things being done in the proper way and David Ware had apparently transgressed that code in failing to provide sufficiently for his wife.

      “Surely you had a jointure, Lady Joanna,” he said abruptly. “I cannot believe Ware left you utterly destitute.”

      There was a small silence. Joanna bit her lip. “David did leave me a small sum of money, it is true …”

      Alex felt a rush of relief that his faith in his late friend had not been misplaced. He could see clearly enough what must have happened. Ware had left his wife a perfectly adequate settlement but she was so spendthrift and careless that it was never enough.

      “I suppose that it is a sum that you easily outrun with your extravagance?” he said. He allowed his gaze to sweep over Joanna and did not hide his scorn. “I can well imagine that you are expensive to run.”

      “I am not a carriage,” Joanna said haughtily. “And yes—” she smoothed the skirts of her yellow silk “—I appreciate fine things—”

      “Then you have only yourself to blame,” Alex said. “It is a simple matter of economics. If you do not possess the money in the first place, don’t spend it.”

      “Thank you for the lesson,” Joanna snapped. There was a slight flush in her cheeks now, but the sparkle in her eyes was anger not embarrassment.

      “Last night,” she said, “you did not scruple to point out to me that David hated me, Lord Grant.” She made a slight gesture. “You will be pleased that there is evidence to support your assertion.”

      Alex saw Churchward stiffen with outrage. The lawyer, he thought with amusement, was looking as though he would like to run him through-if such martial thoughts ever occurred to a peaceful man of the pen.

      “My lord!” Churchward sounded reproachful. “How very ungallant of you to suggest such a thing.”

      “But true,” Joanna said smoothly. “David hated me and through various ingenious means sought to punish me, even after he was dead. Clearly he was every bit as resourceful as everyone claimed him to be.” She sighed. “Anyway, we must let that go and turn to the current matter.”

      “A moment.” Alex held up a hand. He was thinking of the beautiful house in Half Moon Street and the attractive and expensive items with which Lady Joanna Ware surrounded herself. He wondered who was paying for them if her jointure really was as minuscule as she claimed. David Ware’s close relatives were dead and Alex had the impression that Joanna herself, whilst an Earl’s daughter, had come from a relatively impoverished country family. If Ware had left her practically without a feather to fly then her comparative wealth was curious, to say the least.

      “If you inherited little of Ware’s fortune and the bulk of it went to John Hagan,” he said slowly, “how are you funded?”

      He heard Mr. Churchward give a snort of disgust. The lawyer, like Lady Joanna herself, had picked up on the implications of his question:

       “Who is supporting you? Is it a lover?”

      Lady Joanna raised her brows; a smile curved her delectable mouth.

      “I thought that they taught manners at the naval academy, Lord Grant,” she said. “Did you play truant for those lectures?”

      “I find it easier to ask a direct question when I want a straight answer,” Alex said.

      “Well, you are not barking questions at your men now,” Joanna said. She lifted one slim shoulder in an elegant shrug. “Nevertheless, I will answer your question.” Her tone was cold now. “The house in Half Moon Street belongs to Mr. Hagan. As for the rest-prepare yourself for a shock.” Her violet-blue eyes mocked him. “I hope that you are strong enough to withstand it, Lord Grant.” She paused. “I work for my living.”

      “You work?” Alex was shocked. “As what?” He made no attempt to erase the incredulity from his tone.

      Joanna laughed. “Certainly not as a courtesan—” her tone was derisory “—in case you thought that the only talent I might have to offer.”

      “As to that,” Alex said, holding her eyes, “I really would not know if it is one of your talents.” He paused. “Would I?”

      Her eyes flashed, smoky with dislike. “Nor will you.”

      “My lord, my lady!” Mr. Churchward intervened. The tips of his ears glowed bright red. “If you please.”

      Joanna dropped her gaze. “People pay me to design the interior of their homes, Lord Grant. I am considered to have excellent taste, sufficient that people wish to buy it for themselves. They pay me well and a few years ago I was also fortunate enough to inherit a legacy from my aunt.” She shifted in her seat, glancing again at Mr. Churchward, who was looking most uncomfortable. “But we wander from the point. Mr. Churchward has more bad news to impart, I believe. Let us put him out of his misery.”

      “Thank you, my lady,” Churchward said unhappily. He placed the letter Alex had delivered two days before on the top of his desk and smoothed it as though in doing so he could somehow alter the content.

      “Lord Grant delivered this letter to me on behalf of your husband,” he said to Joanna. “It is a codicil to his will.”

      “David