Modern Asset Allocation for Wealth Management. David M. Berns

John Grable, Michael Guillemette, Michael Kitces, Mark Kritzman, Thierry Roncalli, and Jarrod Wilcox for helpful feedback on special topics. And thank you to Bill Falloon and the rest of the Wiley team for their gracious support and encouragement all along the way. I'd additionally like to thank Mark Kritzman, who through his lifelong commitment to rigorous yet elegant approaches in asset allocation, has inspired me to continue to advance a modern yet practical solution for our wealth management community. And finally, to my science teachers, Peggy Cebe, Leon Gunther, Will Oliver, and Terry Orlando, thank you for the lessons in research that I carry with me every day.