of the opposition, by their vanity, which would prompt them to affect superiority to the prejudices of the vulgar, and by the stings of their own conscience, which was constantly upbraiding them in the most cruel manner on account of their bodies, which were generally diseased; let a person’s intellect be never so sound, unless his body were in absolute health, he could form no judgment worth having on matters of this kind. The body was everything: it need not perhaps be such a strong body (she said this because she saw I was thinking of the old and infirm-looking folks whom I had seen in the bank), but it must be in perfect health; in this case, the less active strength it had the more free would be the working of the intellect, and therefore the sounder the conclusion. The people, then, whom I had seen at the bank were in reality the very ones whose opinions were most worth having; they declared its advantages to be incalculable, and even professed to consider the immediate return to be far larger than they were entitled to; and so she ran on, nor did she leave off till we had got back to the house.
She might say what she pleased, but her manner was not one that carried much conviction; and later on I saw signs of general indifference to these banks that were not to be mistaken. Their supporters often denied it, but the denial was generally so couched as to add another proof of its existence. In commercial panics, and in times of general distress, the people as a mass did not so much as even think of turning to these banks. A few individuals might do so, some from habit and early training, some from hope of gain, but few from a genuine belief that the money was good; the masses turned instinctively to the other currency. In a conversation with one of the musical bank managers I ventured to hint this as plainly as politeness would allow. He said that it had been more or less true till lately; but that now they had put fresh stained glass windows into all the banks in the country, and repaired the buildings, and enlarged the organs, and taken to talking nicely to the people in the streets, and to remembering the ages of their children and giving them things when they were ill, so that all would henceforth go smoothly.
“But haven’t you done anything to the money itself?” said I timidly.
To this day I do not know exactly what the bank-manager said, but it came to this in the end—that I had better not meddle with things that I did not understand.
On reviewing the whole matter, I can be certain of this much only, that the money given out at the musical banks is not the current coin of the realm. It is not the money with which the people do as a general rule buy their bread, meat, and clothing. It is like it; some coins very like it; and it is not counterfeit. It is not, take it all round, a spurious article made of base metal in imitation of the money which is in daily use; but it is a distinct coinage which, though I do not suppose it ever actually superseded the ordinary gold, silver, and copper, was probably issued by authority, and was intended to supplant those metals. Some of the pieces were really of exquisite beauty; and some were, I do verily believe, nothing but the ordinary currency, only that there was another head and name in place of that of the commonwealth. And here was one of the great marvels; for those who were most strongly in favour of this coinage maintained, and even grew more excited if they were opposed here than on any other matter, that the very self-same coin with the head of the commonwealth upon it was of little if any value, while it became exceedingly precious it stamped with the other image.
Some of the coins were plainly bad; of these last there were not many; still there were enough for them to be not uncommon. These were entirely composed of alloy; they would bend easily, would melt away to nothing with a little heat, and were quite unsuited for a currency. Yet there were few of the wealthier classes who did not maintain that even these coins were genuine good money, though they were chary of taking them. Every one knew this, so they were seldom offered; but all thought it incumbent upon them to retain a good many in their possession, and to let them be seen from time to time in their hands and purses. Of course people knew their real value exceedingly well; but few, if any, dared to say what that value was; or if they did, it would be only in certain companies or in writing in the newspapers anonymously. Strange! there was hardly any insinuation against this coinage which they would not tolerate and even applaud in their daily papers; and yet, if the same thing were said without ambiguity to their faces—nominative case verb and accusative being all in their right places, and doubt impossible—they would consider themselves very seriously and justly outraged, and accuse the speaker of being unwell.
I never could understand, neither can I do so now, why a single currency should not suffice them; it would seem to me as though all their dealings would have been thus greatly simplified; but I was met with a look of horror if ever I dared to hint at it. Even those who to my certain knowledge kept only just enough money at the musical banks to swear by, would call the other banks (where their securities really lay) cold, deadening, paralysing, and the like. I noticed another thing moreover which struck me greatly. I was taken to the opening of one of these banks in a neighbouring town, and saw a large assemblage of cashiers and managers. I sat opposite them and scanned their faces attentively. They did not please me; they lacked, with a few exceptions, the true Erewhonian frankness; and an equal number from any other class would have looked happier and better men. When I met them in the streets they did not seem like other people, but had, as a general rule, a cramped expression upon their faces which pained and depressed me.
Those who came from the country were better; they seemed to have lived less as a separate class, and to be freer and healthier; but in spite of my seeing not a few whose looks were benign and noble, I could not help asking myself concerning the greater number of those whom I met, whether Erewhon would be a better country if their expression were to be transferred to the people in general. I answered myself emphatically, no. A man’s expression is his sacrament; it is the outward and visible sign of his inward and spiritual grace, or, want of grace; and as I looked at the majority of these men, I could not help feeling that there must be a something in their lives which had stunted their natural development, and that they would have been more healthily-minded in any other profession.
I was always sorry for them, for in nine cases out of ten they were well-meaning persons; they were in the main very poorly paid; their constitutions were as a rule above suspicion; and there were recorded numberless instances of their self-sacrifice and generosity; but they had had the misfortune to have been betrayed into a false position at an age for the most part when their judgment was not matured, and after having been kept in studied ignorance of the real difficulties of the system. But this did not make their position the less a false one, and its bad effects upon themselves were unmistakable.
Few people would speak quite openly and freely before them, which struck me as a very bad sign. When they were in the room every one would talk as though all currency save that of the musical banks should be abolished; and yet they knew perfectly well that even the cashiers themselves hardly used the musical bank money more than other people. It was expected of them that they should appear to do so, but this was all. The less thoughtful of them did not seem particularly unhappy, but many were plainly sick at heart, though perhaps they hardly knew it, and would not have owned to being so. Some few were opponents of the whole system; but these were liable to be dismissed from their employment at any moment, and this rendered them very careful, for a man who had once been cashier at a musical bank was out of the field for other employment, and was generally unfitted for it by reason of that course of treatment which was commonly called his education. In fact it was a career from which retreat was virtually impossible, and into which young men were generally induced to enter before they could be reasonably expected, considering their training, to have formed any opinions of their own. Few indeed were those who had the courage to insist on seeing both sides of the question before they committed themselves to either. One would have thought that this was an elementary principle—one of the first things that an honourable man would teach his boy to do; but in practice it was not so.
I even saw cases in which parents bought the right of presenting to the office of cashier at one of these banks, with the fixed determination that some one of their sons (perhaps a mere child) should fill it. There was the lad himself—growing up with every promise of becoming a good and honourable man—but utterly without warning concerning the iron shoe which his natural protector was providing for him. Who could say that the whole thing would not end in a life-long lie, and vain chafing to escape?
I confess that there were few things in