“Yes, though I am bound to admit that, on the face of it, the affair does not seem promising. The Northern Union Insurance Company have asked me to investigate the death of a Mr. Maltravers who a few weeks ago insured his life with them for the large sum of fifty thousand pounds.”
“Yes?” I said, much interested.
“There was, of course, the usual suicide clause in the policy. In the event of his committing suicide within a year the premiums would be forfeited. Mr. Maltravers was duly examined by the Company’s own doctor, and although he was a man slightly past the prime of life was passed as being in quite sound health. However, on Wednesday last—the day before yesterday—the body of Mr. Maltravers was found in the grounds of his house in Essex, Marsdon Manor, and the cause of his death is described as some kind of internal hæmorrhage. That in itself would be nothing remarkable, but sinister rumours as to Mr. Maltravers’ financial position have been in the air of late, and the Northern Union have ascertained beyond any possible doubt that the deceased gentleman stood upon the verge of bankruptcy. Now that alters matters considerably. Maltravers had a beautiful young wife, and it is suggested that he got together all the ready money he could for the purpose of paying the premiums on a life insurance for his wife’s benefit, and then committed suicide. Such a thing is not uncommon. In any case, my friend Alfred Wright, who is a director of the Northern Union, has asked me to investigate the facts of the case, but, as I told him, I am not very hopeful of success. If the cause of the death had been heart failure, I should have been more sanguine. Heart failure may always be translated as the inability of the local G.P. to discover what his patient really did die of, but a hæmorrhage seems fairly definite. Still, we can but make some necessary inquiries. Five minutes to pack your bag, Hastings, and we will take a taxi to Liverpool Street.”
About an hour later, we alighted from a Great Eastern train at the little station of Marsdon Leigh. Inquiries at the station yielded the information that Marsdon Manor was about a mile distant. Poirot decided to walk, and we betook ourselves along the main street.
“What is our plan of campaign?” I asked.
“First I will call upon the doctor. I have ascertained that there is only one doctor in Marsdon Leigh, Dr. Ralph Bernard. Ah, here we are at his house.”
The house in question was a kind of superior cottage, standing back a little from the road. A brass plate on the gate bore the doctor’s name. We passed up the path and rang the bell.
We proved to be fortunate in our call. It was the doctor’s consulting hour, and for the moment there were no patients waiting for him. Dr. Bernard was an elderly man, high-shouldered and stooping, with a pleasant vagueness of manner.
Poirot introduced himself and explained the purpose of our visit, adding that Insurance Companies were bound to investigate fully in a case of this kind.
“Of course, of course,” said Dr. Bernard vaguely. “I suppose, as he was such a rich man, his life was insured for a big sum?”
“You consider him a rich man, doctor?”
The doctor looked rather surprised.
“Was he not? He kept two cars, you know, and Marsdon Manor is a pretty big place to keep up, although I believe he bought it very cheap.”
“I understand that he had had considerable losses of late,” said Poirot, watching the doctor narrowly.
The latter, however, merely shook his head sadly.
“Is that so? Indeed. It is fortunate for his wife, then, that there is this life insurance. A very beautiful and charming young creature, but terribly unstrung by this sad catastrophe. A mass of nerves, poor thing. I have tried to spare her all I can, but of course the shock was bound to be considerable.”
“You had been attending Mr. Maltravers recently?”
“My dear sir, I never attended him.”
“What?”
“I understand Mr. Maltravers was a Christian Scientist—or something of that kind.”
“But you examined the body?”
“Certainly. I was fetched by one of the under-gardeners.”
“And the cause of death was clear?”
“Absolutely. There was blood on the lips, but most of the bleeding must have been internal.”
“Was he still lying where he had been found?”
“Yes, the body had not been touched. He was lying at the edge of a small plantation. He had evidently been out shooting rooks, a small rook rifle lay beside him. The hæmorrhage must have occurred quite suddenly. Gastric ulcer, without a doubt.”
“No question of his having been shot, eh?”
“My dear sir!”
“I demand pardon,” said Poirot humbly. “But, if my memory is not at fault, in the case of a recent murder, the doctor first gave a verdict of heart failure—altering it when the local constable pointed out that there was a bullet wound through the head!”
“You will not find any bullet wounds on the body of Mr. Maltravers,” said Dr. Bernard dryly. “Now, gentlemen, if there is nothing further——”
We took the hint.
“Good morning, and many thanks to you, doctor, for so kindly answering our questions. By the way, you saw no need for an autopsy?”
“Certainly not.” The doctor became quite apoplectic. “The cause of death was clear, and in my profession we see no need to distress unduly the relatives of a dead patient.”
And, turning, the doctor slammed the door sharply in our faces.
“And what do you think of Dr. Bernard, Hastings?” inquired Poirot, as we proceeded on our way to the Manor.
“Rather an old ass.”
“Exactly. Your judgments of character are always profound, my friend.”
I glanced at him uneasily, but he seemed perfectly serious. A twinkle, however, came into his eye, and he added slyly:
“That is to say, when there is no question of a beautiful woman!”
I looked at him coldly.
On our arrival at the manor-house, the door was opened to us by a middle-aged parlourmaid. Poirot handed her his card, and a letter from the Insurance Company for Mrs. Maltravers. She showed us into a small morning-room, and retired to tell her mistress. About ten minutes elapsed, and then the door opened, and a slender figure in widow’s weeds stood upon the threshold.
“Monsieur Poirot?” she faltered.
“Madame!” Poirot sprang gallantly to his feet and hastened towards her. “I cannot tell you how I regret to derange you in this way. But what will you? Les affaires—they know no mercy.”
Mrs. Maltravers permitted him to lead her to a chair. Her eyes were red with weeping, but the temporary disfigurement could not conceal her extraordinary beauty. She was about twenty-seven or eight, and very fair, with large blue eyes and a pretty pouting mouth.
“It is something about my husband’s insurance, is it? But must I be bothered now—so soon?”
“Courage, my dear Madame. Courage! You see, your late husband insured his life for rather a large sum, and in such a case the Company always has to satisfy itself as to a few details. They have empowered me to act for them. You can rest assured that I will do all in my power to render the matter not too unpleasant for you. Will you recount to me briefly the sad events of Wednesday?”
“I was changing for tea when my maid came up—one of the gardeners had just run to the house. He had found——”
Her voice trailed away. Poirot pressed her hand sympathetically.
“I comprehend. Enough! You had seen your